Direct bank transfers to someone you have just met carry real risk. For vehicle deals with a cash difference, Swaplyo holds funds in escrow until both parties confirm the swap.
How it works
- Agree the cash amount in your offer or counter-offer
- Pay into escrow via bank transfer with your unique reference
- Inspect the vehicle and documents in person
- Both parties confirm in the app to release funds
If something goes wrong, either party can raise a dispute before release. Our team reviews the conversation history and evidence both sides provide.